More loans, less savings in 2022, according to central bank statistics

Bulgarian National Bank reports an increase in household loans. In 2022, they were more than 2.831 million. The increase compared to 2021 is 1.5%.

The amount of household loans increases by 14.6%. Their total amount is BGN 33.127 billion.

Over 25% of the loans are between BGN 100 and 250,000. Loans up to BGN 1,000 are just over 1%.

Household deposits are decreasing. In 2022, they were 8,898 million - 2% less than in 2021.

The amount of deposits last year was 72.037 billion BGN. The increase compared to 2021 is 8.3% Over 17% of deposits are between BGN 50 and 100,000. Nearly 5% of deposits are over BGN 1 million.